An online store always needs at least one payment method so that customers can complete their purchase at checkout. There are many kinds of payment methods, and the right choice depends on things like whether you sell to consumers or businesses and what your market area is.

Let's go through the different options in more detail.

For consumer sales, we recommend the all-in-one Kustom Checkout solution. You get all the payment methods you need with a single agreement, and Kustom carries any credit risk from invoicing. Kustom automates your online store's payment flow better than any other option and frees up your time for the most important things, such as marketing.

Klarna Payments and Paytrail are also suitable for consumer sales.

For business-to-business sales, we recommend setting up Paytrail. The payment service includes all the payment methods you need with a single agreement and a fixed, predictable monthly fee.

Paytrail also lets you add custom payment methods to your online store checkout, so you can, for example, let your best customers buy on account or pick up from your warehouse.

Kustom's payment services are also suitable for business-to-business sales.

For international sales, we recommend using Kustom Checkout. Kustom's checkout solution includes ready-made payment methods for more than 200 countries. It automatically detects which country the buyer is from and immediately offers suitable payment methods at checkout.

Kustom Checkout handles international payments automatically for you, and you receive secure settlements easily to your company's bank account.

When you sell gift cards in your online store, you need the Gift cards payment method to accept them.

When you need, for example, Pay on pickup, Buy on account, Invoicing or any other custom payment method, you can create them through custom payment methods.